Note: you had until March 31 to enroll for coverage for the rest of 2014 (enrolling on March 31 would cover you starting May 1). If you missed this date, with few exceptions, you will pay a penalty.
You should also look at a Nevada Health Link plan if you are lower income, because the government will give financial help on a sliding scale to pay for premiums, and better benefits if you select a silver tier plan. If you have not already done so, we can tell you if a Nevada Health Link plan makes sense given your income. Use the "Shop for Health Insurance Now" section on the top right of this page.
and how to avoid the penalty. For more information, read Why Get Health Insurance in the State Marketplaces
If you live in Nevada and either buy your own health insurance or are currently uninsured, this guide is for you. News World Report health insurance ratings for Nevada From now until November 15, the start of the next open enrollment, you cannot get new yearly insurance unless you have a qualifying life event. See below for those options for coverage and how to avoid the penalty.
Anthem Blue Cross and Blue ShieldCoventry Health and Life
If you missed the deadline to enroll, read about your options for coverage Nike Kyrie 1 Yellow
Health Plan of Nevada
Nevada Official Marketplace Nevada Health Link is Nevada official portal for buying an Obamacare Health Exchange Plan under the Affordable Care Act. To sign up online for coverage on Nevada Health Link, be prepared to fill out a form that could take 30 minutes or longer. To complete the process quickly, have this info handy:
Qualified Plans on Nevada Health Link
Private Health Insurers in Nevada Aetna
Use the tool at right to determine whether you qualify to receive a tax credit (called a subsidy) that you can use to pay for health insurance. The calculator will also help steer you toward health insurance options that may be best for your needs.
Coventry Health Care of Nevada
Health Plan of NevadaDo I Have To Buy Health Insurance?
Read ACA and Health Insurance: Which "Metal" Tier is Right for You? for more advice on choosing between metal tiers.
If you don qualify for a subsidy, you can still choose among the Health Exchange Plans, or consider one of Nike Kyrie 1 Dream Buy
for a subsidy to help pay for your health insurance. If you qualify, the subsidy can be used to reduce the cost of your monthly premium or can be taken as an annual tax credit. To take advantage of a subsidy, you must choose a health plan that has been approved by the federal government and the government of Nevada. These plans, known as Exchange Plans, meet a set of standards that aim to eliminate benefit loopholes to make sure that people with pre existing conditions are not being denied coverage.
If You Qualify: Plans That Cost Less Under the Affordable Care Act, you might qualify Nike Lebron 10 Shoes For Sale
the many private health insurance plans available in Nevada private marketplace. We have rated these private plans on a 1 star to 5 star basis, with 5 star plans providing the most comprehensive coverage. What the biggest difference between a private market health plan and a government approved one? The trade off is usually cost. Insurance companies can charge less for private plans with less extensive network coverage or fewer benefits, which makes more affordable options available to you. News Health Insurance Ratings for Nevada Read more here: Hidden Costs of Health Nike Zoom Shoes For Women Insurance
Find the best Nevada health plan for you
If You Don't Qualify: Private Plans
You may have heard that everyone in Nevada must have health insurance in 2014 or pay a penalty Obamacare so called mandate. With a few exceptions, this is true. For 2014, not carrying insurance will cost $95 per adult plus $47.50 per child (up to $285 per family) or 1 percent of your family income, whichever is more. News generally recommends getting health insurance of some kind, even if it is only catastrophic coverage. That because unexpected medical expenses can easily bankrupt anyone who is uninsured.
See the pros and cons of getting health insurance: Why Do You Need Health Insurance? For more on the penalty, read Should I Pay the Penalty? If your health insurance policy was cancelled in fall 2013, you may be eligible to renew it for 2014 coverage. Call your insurer to verify whether your plan is still available. For more info, read Cancelled Health Plans Leave Consumers Puzzled
Beginning October 1, 2013, each state was required by law to have a new online marketplace where residents can buy health insurance. In these marketplaces, most states offer five tiers of Obamacare Health Exchange Plans: platinum, gold, silver, bronze and catastrophic. Platinum plans will offer the highest level of coverage but tend to cost more in monthly premiums. Bronze plans will cover only a bare minimum of health care expenses but tend to have low premiums. If you are relatively healthy and want to pay less up front, consider a lower tier plan such as bronze or silver.
Social security numbers for everyone in your household Your employer name and address Your most recent pay stub or recent records of your wages Information about other types of income you receive, such as alimony, unemployment benefits or a pension Insurance Companies and Brokers Some people prefer to buy health insurance directly from an insurance company or through a broker. Thanks to strict regulation, you pay the same price for a plan regardless of where you buy it whether on the Nevada Health Link website, through a broker or directly from an insurer and regardless of whether you sign up via phone, online, or by filling out paper forms. News World Report has teamed up with GetInsured, an online broker licensed to sell health insurance, to help you buy the subsidized health plan you want. The GetInsured customer service team can answer questions, determine whether you eligible for a subsidy and help you apply for insurance.
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