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Right now the flood insurance program is tied up in the Senate as part of the same legislation that is being opposed by Republican Senator Jim Bunning of Kentucky. Unless other areas of government are cut Senator Bunning refuses to pay for the $10 billion that would also extend unemployment benefits and payments for federal highway projects.

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Flood Insurance Program Is All Dried Up

The National Flood Insurance Program is essentially the only place anyone can buy flood insurance. Almost every local insurance agent across the country use the program Nike Lebron White

think that's what they're concerned about," Sioux Falls State Farm Insurance Agent Aaron Smith said.

"The implications are serious," FEMA External Affairs Specialist Jerry DeFelice told KELOLAND News Monday night.

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"We can't even go into the FEMA system to quote it. So, all flood insurance right now is frozen. If it goes beyond that I think there will be a little bit more Nike Lebron Velcro people as far as frantic," Smith said.

"People see all that snow and there's not enough places to pile it. Usually in March we get quite a bit of snow also and I Nike Kyrie 1 Bright Crimson University Red Blue

says he's seen flood insurance sales sky rocket 400 percent in the last few weeks, but Monday concerns about the spring thaw were frozen when insurance agents found out the National Flood Insurance Program is having an emergency of its own.

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to cover homeowners during a flood.

"I have been doing this for 17 years and this is the first time that I've seen it happen," Smith said.

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Smith hopes the fight will end Tuesday and the bill will pass, but he also knows that Congress doesn't always follow the plan.

FEMA officials say the program is usually renewed every year by Congress, but now that it's been allowed to run dry everyone has been cut off from buying or renewing a policy.

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The federal flood insurance program has dried up just days after FEMA was in South Dakota urging homeowners to buy it because of the threat of flooding. Congress failed to extend the National Flood Insurance Program, so it expired Monday.

"I'm going to object every time because you won't pay for this," Sen. Bunning said.

FEMA says it knew this was a possibility when they were in South Dakota last week but said it was a "remote possibility." As far as when the program will be up and running again, FEMA didn't want to speculate on what Congress is going to do.

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